Payout Court · compare

Funded Trading Plus vs Topstep

Case file

Funded Trading Plus

Forex / CFD

NRNo verdict yet

  • 0 of 10 weighted receipts
  • 0 of 5 senders
  • 7 of 8 rule facts

Case file

Topstep

Futures

NRNo verdict yet

  • 0 of 10 weighted receipts
  • 0 of 5 senders
  • 8 of 8 rule facts

On 25 Oct 2026, Funded Trading Plus and Topstep differed on 3 of 7 rules checked for both: Payout frequency (Funded Trading Plus: Every 10 trading days (first request 10 trading days after first funded trade), Topstep: Express Funded Account: a payout request after every 5 winning days of $150+ net P&L (count restarts after each request); Live Funded Account: daily payout access after 30 winning days); Profit split (Funded Trading Plus: 80/20 example split; varies by account, Topstep: 90/10 (trader keeps 90%)); Weekend holding (Funded Trading Plus: Allowed, Topstep: Not allowed).

Not checked yet: Account, device and IP rules for Funded Trading Plus.

Receipts: Funded Trading Plus 0, Topstep 0.

Last checked

Which fits you

  • If you copy trade: Funded Trading Plus (allowed with conditions), Topstep (allowed with conditions).
  • If you run EAs: Funded Trading Plus (allowed with conditions), Topstep (allowed with conditions).
  • If you trade the news: Funded Trading Plus (allowed with conditions), Topstep (allowed with conditions).
  • If you hedge: neither firm's rules allow it.
  • If you hold trades over the weekend: Funded Trading Plus (allowed), Topstep (not allowed).

Read each rule before you buy.

The docket · 8 rules, each from the firm's own pages

Side by side

Highlighted rows: the two firms' rules differ.

RuleFunded Trading PlusTopstep
Payout frequency DiffersEvery 10 trading days (first request 10 trading days after first funded trade)
Every 10 trading days. Once a payout has been processed the cycle starts again

help.fundedtradingplus.com · checked

Express Funded Account: a payout request after every 5 winning days of $150+ net P&L (count restarts after each request); Live Funded Account: daily payout access after 30 winning days
After you request a Payout, your winning day count restarts. You'll need 5 new winning days before you're eligible to request your next Payout.

help.topstep.com · checked

Profit split Differs80/20 example split; varies by account
The account has a profit split of 80/20 (80%) assigned

help.fundedtradingplus.com · checked

90/10 (trader keeps 90%)
90/10 profit split — you keep 90%

help.topstep.com · checked

Copy trading Allowed with conditions: Copying across your own accounts welcome; group copy trading across users prohibited
If you are trading multiple accounts of your own, you are welcome to manage them together.

help.fundedtradingplus.com · checked

Allowed with conditions: A trade copier may duplicate your trades across multiple accounts
You can also use a trade copier to duplicate trades across multiple accounts.

help.topstep.com · checked

EAs and bots Allowed with conditions: EAs/algos/bots usable at the trader's responsibility; not for copying or hedging across accounts
you are not permitted to use an EA to copy trade/hedge across one or more FT+ accounts

help.fundedtradingplus.com · checked

Allowed with conditions: Automated strategies allowed with conditions; no support or exceptions for malfunctions; scalping algorithms exploiting SIM fills prohibited
Can I use automated trading strategies? Yes, with conditions.

help.topstep.com · checked

News trading Allowed with conditions: Permitted, governed by the FT+ News Trading Policy
News trading, weekend holding and weekend trading are all permitted. News trading remains governed by the FT+ News Trading Policy.

help.fundedtradingplus.com · checked

Allowed with conditions: News trading allowed, but purposely trading full maximum position size into a scheduled major news event is a prohibited strategy
Purposefully trading your full Maximum Position Size directly into a scheduled major news event.

help.topstep.com · checked

Hedging Not allowed: Hedging across accounts not permitted in any capacity
hedging across accounts is not permitted in any capacity

help.fundedtradingplus.com · checked

Not allowed: Cross-account hedging prohibited (long and short the same or correlated instrument across accounts)
Cross-account hedging is prohibited at Topstep.

help.topstep.com · checked

Weekend holding Differs Allowed: Weekend holding and weekend trading permitted
News trading, weekend holding and weekend trading are all permitted.

help.fundedtradingplus.com · checked

Not allowed: No overnight or weekend holding; all positions closed by 3:10 PM CT each weekday
Can I swing trade or hold positions overnight? No. All positions must be closed by 3:10 PM CT each weekday.

help.topstep.com · checked

Account, device and IP rules Not checked yet. help.fundedtradingplus.comVPNs, proxies, TOR and other identity-masking services not permitted
Do not use a VPN. VPNs, proxy services, TOR, geo-location obfuscation, and other identity-masking services are not permitted at Topstep.

help.topstep.com · checked

Payout receipts compared

Funded Trading Plus: 0 receipts forwarded to us, 0 denials. Topstep: 0 receipts forwarded to us, 0 denials.

A tier needs 10 weighted receipts from 5 different senders within 180 days. Until then the verdict is "No verdict yet". How the tiers work

Share of receipts forwarded to us, not of all payouts. People forward denials more often than approvals, so absolute numbers run high; compare firms with each other, not with zero.

Rule changes in the last 90 days

None detected in the last 90 days.

FAQ

Does Funded Trading Plus or Topstep allow copy trading?

Funded Trading Plus' own rules say allowed with conditions: Copying across your own accounts welcome; group copy trading across users prohibited. Topstep's own rules say allowed with conditions: A trade copier may duplicate your trades across multiple accounts.

Does Funded Trading Plus or Topstep allow EAs and bots?

Funded Trading Plus' own rules say allowed with conditions: EAs/algos/bots usable at the trader's responsibility; not for copying or hedging across accounts. Topstep's own rules say allowed with conditions: Automated strategies allowed with conditions; no support or exceptions for malfunctions; scalping algorithms exploiting SIM fills prohibited.

Does Funded Trading Plus or Topstep allow news trading?

Funded Trading Plus' own rules say allowed with conditions: Permitted, governed by the FT+ News Trading Policy. Topstep's own rules say allowed with conditions: News trading allowed, but purposely trading full maximum position size into a scheduled major news event is a prohibited strategy.

Does Funded Trading Plus or Topstep allow hedging?

Funded Trading Plus' own rules say not allowed: Hedging across accounts not permitted in any capacity. Topstep's own rules say not allowed: Cross-account hedging prohibited (long and short the same or correlated instrument across accounts).

See also