Payout Court · compare

FundedNext vs Topstep

Case file

FundedNext

Futures and forex / CFD

NRNo verdict yet

  • 0 of 10 weighted receipts
  • 0 of 5 senders
  • 8 of 8 rule facts

Case file

Topstep

Futures

NRNo verdict yet

  • 0 of 10 weighted receipts
  • 0 of 5 senders
  • 8 of 8 rule facts

On 25 Oct 2026, FundedNext and Topstep differed on 5 of 8 rules checked for both: Payout frequency (FundedNext: Stellar 2-Step (Standard): first reward 21 days after starting trading, then every 14 days; Stellar 1-Step: every 5 business days; 3-Day and On-Demand options at checkout, Topstep: Express Funded Account: a payout request after every 5 winning days of $150+ net P&L (count restarts after each request); Live Funded Account: daily payout access after 30 winning days); Profit split (FundedNext: CFDs: 80% standard, up to 90% with scale-up (plus 15% challenge-phase reward on Stellar 1-Step and 2-Step); Futures: 95% Flex, 90% Rapid and Direct, Topstep: 90/10 (trader keeps 90%)); Hedging (FundedNext: Allowed with conditions, Topstep: Not allowed); Weekend holding (FundedNext: Allowed, Topstep: Not allowed); Account, device and IP rules (FundedNext: Trade only on your own devices; sharing a device with another trader (family included) is prohibited; VPN allowed except restricted-country IPs, Topstep: VPNs, proxies, TOR and other identity-masking services not permitted).

Receipts: FundedNext 0, Topstep 0.

Last checked

Which fits you

  • If you copy trade: FundedNext (allowed with conditions), Topstep (allowed with conditions).
  • If you run EAs: FundedNext (allowed with conditions), Topstep (allowed with conditions).
  • If you trade the news: FundedNext (allowed with conditions), Topstep (allowed with conditions).
  • If you hedge: FundedNext (allowed with conditions), Topstep (not allowed).
  • If you hold trades over the weekend: FundedNext (allowed), Topstep (not allowed).

Read each rule before you buy.

The docket · 8 rules, each from the firm's own pages

Side by side

Highlighted rows: the two firms' rules differ.

RuleFundedNextTopstep
Payout frequency DiffersStellar 2-Step (Standard): first reward 21 days after starting trading, then every 14 days; Stellar 1-Step: every 5 business days; 3-Day and On-Demand options at checkout
You can request your first Performance Reward 21 days after starting trading, with subsequent Performance Rewards occurring every 14 days thereafter.

help.fundednext.com · checked

Express Funded Account: a payout request after every 5 winning days of $150+ net P&L (count restarts after each request); Live Funded Account: daily payout access after 30 winning days
After you request a Payout, your winning day count restarts. You'll need 5 new winning days before you're eligible to request your next Payout.

help.topstep.com · checked

Profit split DiffersCFDs: 80% standard, up to 90% with scale-up (plus 15% challenge-phase reward on Stellar 1-Step and 2-Step); Futures: 95% Flex, 90% Rapid and Direct
Standard : 80% of net profit / Scale-Up : Up to 90%

fundednext.com · checked

90/10 (trader keeps 90%)
90/10 profit split — you keep 90%

help.topstep.com · checked

Copy trading Allowed with conditions: Allowed only between accounts owned by the same person; copying accounts you don't own or paid account management is forbidden
Copy trading is allowed only between accounts owned by the same individual.

fundednext.com · checked

Allowed with conditions: A trade copier may duplicate your trades across multiple accounts
You can also use a trade copier to duplicate trades across multiple accounts.

help.topstep.com · checked

EAs and bots Allowed with conditions: CFDs: EAs allowed on MT4/MT5 for 5K-25K accounts and need a paid add-on; Match-Trader and cTrader do not support automated trading
Both EAs and VPS are allowed in 5K-25K accounts. EAs and VPS each require their own paid add-on to enable usage.

fundednext.com · checked

Allowed with conditions: Automated strategies allowed with conditions; no support or exceptions for malfunctions; scalping algorithms exploiting SIM fills prohibited
Can I use automated trading strategies? Yes, with conditions.

help.topstep.com · checked

News trading Allowed with conditions: News trading allowed; on FundedNext accounts and Stellar Instant, profits made 5 minutes either side of high-impact news count at 40% (losses count in full)
News trading is allowed, with no restrictions on when or how you trade. 40% News Profit Split (FundedNext Accounts and Stellar Instant)

fundednext.com · checked

Allowed with conditions: News trading allowed, but purposely trading full maximum position size into a scheduled major news event is a prohibited strategy
Purposefully trading your full Maximum Position Size directly into a scheduled major news event.

help.topstep.com · checked

Hedging Differs Allowed with conditions: Allowed inside a single account; forbidden across accounts or with external brokers
Hedging is allowed inside a single account. Across accounts or with external brokers, it's not.

fundednext.com · checked

Not allowed: Cross-account hedging prohibited (long and short the same or correlated instrument across accounts)
Cross-account hedging is prohibited at Topstep.

help.topstep.com · checked

Weekend holding Differs Allowed: Overnight and weekend holding allowed on every CFD account at every stage (swap fees apply)
Both overnight and weekend holding are allowed across every CFDs account, at every stage.

fundednext.com · checked

Not allowed: No overnight or weekend holding; all positions closed by 3:10 PM CT each weekday
Can I swing trade or hold positions overnight? No. All positions must be closed by 3:10 PM CT each weekday.

help.topstep.com · checked

Account, device and IP rules DiffersTrade only on your own devices; sharing a device with another trader (family included) is prohibited; VPN allowed except restricted-country IPs
Using a device that belongs to or is shared with another trader is strictly prohibited, regardless of your relationship with that individual.

help.fundednext.com · checked

VPNs, proxies, TOR and other identity-masking services not permitted
Do not use a VPN. VPNs, proxy services, TOR, geo-location obfuscation, and other identity-masking services are not permitted at Topstep.

help.topstep.com · checked

Payout receipts compared

FundedNext: 0 receipts forwarded to us, 0 denials. Topstep: 0 receipts forwarded to us, 0 denials.

A tier needs 10 weighted receipts from 5 different senders within 180 days. Until then the verdict is "No verdict yet". How the tiers work

Share of receipts forwarded to us, not of all payouts. People forward denials more often than approvals, so absolute numbers run high; compare firms with each other, not with zero.

Rule changes in the last 90 days

None detected in the last 90 days.

FAQ

Does FundedNext or Topstep allow copy trading?

FundedNext's own rules say allowed with conditions: Allowed only between accounts owned by the same person; copying accounts you don't own or paid account management is forbidden. Topstep's own rules say allowed with conditions: A trade copier may duplicate your trades across multiple accounts.

Does FundedNext or Topstep allow EAs and bots?

FundedNext's own rules say allowed with conditions: CFDs: EAs allowed on MT4/MT5 for 5K-25K accounts and need a paid add-on; Match-Trader and cTrader do not support automated trading. Topstep's own rules say allowed with conditions: Automated strategies allowed with conditions; no support or exceptions for malfunctions; scalping algorithms exploiting SIM fills prohibited.

Does FundedNext or Topstep allow news trading?

FundedNext's own rules say allowed with conditions: News trading allowed; on FundedNext accounts and Stellar Instant, profits made 5 minutes either side of high-impact news count at 40% (losses count in full). Topstep's own rules say allowed with conditions: News trading allowed, but purposely trading full maximum position size into a scheduled major news event is a prohibited strategy.

Does FundedNext or Topstep allow hedging?

FundedNext's own rules say allowed with conditions: Allowed inside a single account; forbidden across accounts or with external brokers. Topstep's own rules say not allowed: Cross-account hedging prohibited (long and short the same or correlated instrument across accounts).

See also