Payout Court · compare

FXIFY vs Topstep

Case file

FXIFY

Forex / CFD

NRNo verdict yet

  • 0 of 10 weighted receipts
  • 0 of 5 senders
  • 8 of 8 rule facts

Case file

Topstep

Futures

NRNo verdict yet

  • 0 of 10 weighted receipts
  • 0 of 5 senders
  • 8 of 8 rule facts

On 25 Oct 2026, FXIFY and Topstep differed on 4 of 8 rules checked for both: Payout frequency (FXIFY: First payout on demand once funded (FXIFY's fast-payouts page); schedule varies by plan, Topstep: Express Funded Account: a payout request after every 5 winning days of $150+ net P&L (count restarts after each request); Live Funded Account: daily payout access after 30 winning days); Profit split (FXIFY: Up to 90% performance split, Topstep: 90/10 (trader keeps 90%)); Weekend holding (FXIFY: Allowed with conditions, Topstep: Not allowed); Account, device and IP rules (FXIFY: One account per customer; managing accounts under different names prohibited, Topstep: VPNs, proxies, TOR and other identity-masking services not permitted).

Receipts: FXIFY 0, Topstep 0.

Last checked

Which fits you

  • If you copy trade: FXIFY (allowed with conditions), Topstep (allowed with conditions).
  • If you run EAs: FXIFY (allowed with conditions), Topstep (allowed with conditions).
  • If you trade the news: FXIFY (allowed with conditions), Topstep (allowed with conditions).
  • If you hedge: neither firm's rules allow it.
  • If you hold trades over the weekend: FXIFY (allowed with conditions), Topstep (not allowed).

Read each rule before you buy.

The docket · 8 rules, each from the firm's own pages

Side by side

Highlighted rows: the two firms' rules differ.

RuleFXIFYTopstep
Payout frequency DiffersFirst payout on demand once funded (FXIFY's fast-payouts page); schedule varies by plan
pass our challenges, get funded, and request your first payout on demand

fxify.com · checked

Express Funded Account: a payout request after every 5 winning days of $150+ net P&L (count restarts after each request); Live Funded Account: daily payout access after 30 winning days
After you request a Payout, your winning day count restarts. You'll need 5 new winning days before you're eligible to request your next Payout.

help.topstep.com · checked

Profit split DiffersUp to 90% performance split
No limits on the withdrawal amount with up to 90% performance split

fxify.com · checked

90/10 (trader keeps 90%)
90/10 profit split — you keep 90%

help.topstep.com · checked

Copy trading Allowed with conditions: Copying between your FXIFY accounts and out to other accounts allowed; copying in from external accounts needs a 30-day named statement approval; not allowed on Instant Funding, Instant Funding Lite, Lightning, and 2 Phase PRO (unless it is the master)
You can copy trades between your FXIFY accounts and from your FXIFY accounts to other accounts.

fxify.com · checked

Allowed with conditions: A trade copier may duplicate your trades across multiple accounts
You can also use a trade copier to duplicate trades across multiple accounts.

help.topstep.com · checked

EAs and bots Allowed with conditions: Allowed on multi-phase evaluations subject to review; prohibited on Instant Funding accounts; using the same third-party EA as others counts as herd trading
No, on Instant Funded accounts, the use of EA's, bots and copy traders is prohibited

fxify.com · checked

Allowed with conditions: Automated strategies allowed with conditions; no support or exceptions for malfunctions; scalping algorithms exploiting SIM fills prohibited
Can I use automated trading strategies? Yes, with conditions.

help.topstep.com · checked

News trading Allowed with conditions: Allowed on 1, 2 and 3-Phase accounts; high-leverage, excessive-risk news trading is prohibited; Instant Funding Lite has a news restriction
Yes, you are able to trade new events on 1,2 and 3-Phase accounts.

fxify.com · checked

Allowed with conditions: News trading allowed, but purposely trading full maximum position size into a scheduled major news event is a prohibited strategy
Purposefully trading your full Maximum Position Size directly into a scheduled major news event.

help.topstep.com · checked

Hedging Not allowed: Reverse and group hedging (offsetting positions across accounts) prohibited
Reverse and Group Hedging - Strategies that involve placing offsetting positions across accounts

fxify.com · checked

Not allowed: Cross-account hedging prohibited (long and short the same or correlated instrument across accounts)
Cross-account hedging is prohibited at Topstep.

help.topstep.com · checked

Weekend holding Differs Allowed with conditions: Allowed on 1, 2 and 3-Phase accounts; Instant Funding Lite positions are flattened at the end of Friday
Yes, on the 1,2 and 3 Phase accounts you can hold positions over the weekend.

fxify.com · checked

Not allowed: No overnight or weekend holding; all positions closed by 3:10 PM CT each weekday
Can I swing trade or hold positions overnight? No. All positions must be closed by 3:10 PM CT each weekday.

help.topstep.com · checked

Account, device and IP rules DiffersOne account per customer; managing accounts under different names prohibited
managing multiple accounts under different names, which violates our one-account-per-customer rule

fxify.com · checked

VPNs, proxies, TOR and other identity-masking services not permitted
Do not use a VPN. VPNs, proxy services, TOR, geo-location obfuscation, and other identity-masking services are not permitted at Topstep.

help.topstep.com · checked

Payout receipts compared

FXIFY: 0 receipts forwarded to us, 0 denials. Topstep: 0 receipts forwarded to us, 0 denials.

A tier needs 10 weighted receipts from 5 different senders within 180 days. Until then the verdict is "No verdict yet". How the tiers work

Share of receipts forwarded to us, not of all payouts. People forward denials more often than approvals, so absolute numbers run high; compare firms with each other, not with zero.

Rule changes in the last 90 days

None detected in the last 90 days.

FAQ

Does FXIFY or Topstep allow copy trading?

FXIFY's own rules say allowed with conditions: Copying between your FXIFY accounts and out to other accounts allowed; copying in from external accounts needs a 30-day named statement approval; not allowed on Instant Funding, Instant Funding Lite, Lightning, and 2 Phase PRO (unless it is the master). Topstep's own rules say allowed with conditions: A trade copier may duplicate your trades across multiple accounts.

Does FXIFY or Topstep allow EAs and bots?

FXIFY's own rules say allowed with conditions: Allowed on multi-phase evaluations subject to review; prohibited on Instant Funding accounts; using the same third-party EA as others counts as herd trading. Topstep's own rules say allowed with conditions: Automated strategies allowed with conditions; no support or exceptions for malfunctions; scalping algorithms exploiting SIM fills prohibited.

Does FXIFY or Topstep allow news trading?

FXIFY's own rules say allowed with conditions: Allowed on 1, 2 and 3-Phase accounts; high-leverage, excessive-risk news trading is prohibited; Instant Funding Lite has a news restriction. Topstep's own rules say allowed with conditions: News trading allowed, but purposely trading full maximum position size into a scheduled major news event is a prohibited strategy.

Does FXIFY or Topstep allow hedging?

FXIFY's own rules say not allowed: Reverse and group hedging (offsetting positions across accounts) prohibited. Topstep's own rules say not allowed: Cross-account hedging prohibited (long and short the same or correlated instrument across accounts).

See also