Payout Court · compare

Lucid Trading vs Topstep

Case file

Lucid Trading

Futures

NRNo verdict yet

  • 0 of 10 weighted receipts
  • 0 of 5 senders
  • 8 of 8 rule facts

Case file

Topstep

Futures

NRNo verdict yet

  • 0 of 10 weighted receipts
  • 0 of 5 senders
  • 8 of 8 rule facts

On 25 Oct 2026, Lucid Trading and Topstep differed on 3 of 8 rules checked for both: Payout frequency (Lucid Trading: LucidFlex: request anytime, no fixed payout window, funds within 2 business days; LucidDaily: daily payout eligibility once profit is over the buffer balance, Topstep: Express Funded Account: a payout request after every 5 winning days of $150+ net P&L (count restarts after each request); Live Funded Account: daily payout access after 30 winning days); Profit split (Lucid Trading: 90% (LucidFlex and LucidDaily), Topstep: 90/10 (trader keeps 90%)); Account, device and IP rules (Lucid Trading: Limits apply per household or family: up to 10 evaluation accounts and 5 funded accounts, Topstep: VPNs, proxies, TOR and other identity-masking services not permitted).

Receipts: Lucid Trading 0, Topstep 0.

Last checked

Which fits you

  • If you copy trade: Lucid Trading (allowed with conditions), Topstep (allowed with conditions).
  • If you run EAs: Lucid Trading (allowed with conditions), Topstep (allowed with conditions).
  • If you trade the news: Lucid Trading (allowed with conditions), Topstep (allowed with conditions).
  • If you hedge: neither firm's rules allow it.
  • If you hold trades over the weekend: neither firm's rules allow it.

Read each rule before you buy.

The docket · 8 rules, each from the firm's own pages

Side by side

Highlighted rows: the two firms' rules differ.

RuleLucid TradingTopstep
Payout frequency DiffersLucidFlex: request anytime, no fixed payout window, funds within 2 business days; LucidDaily: daily payout eligibility once profit is over the buffer balance
90% split, no buffer balance required, no fixed payout window. Request anytime. Funds within 2 business days.

support.lucidtrading.com · checked

Express Funded Account: a payout request after every 5 winning days of $150+ net P&L (count restarts after each request); Live Funded Account: daily payout access after 30 winning days
After you request a Payout, your winning day count restarts. You'll need 5 new winning days before you're eligible to request your next Payout.

help.topstep.com · checked

Profit split Differs90% (LucidFlex and LucidDaily)
All LucidDaily funded account payouts are split 90% to the trader and 10% to Lucid Trading.

support.lucidtrading.com · checked

90/10 (trader keeps 90%)
90/10 profit split — you keep 90%

help.topstep.com · checked

Copy trading Allowed with conditions: Trade copiers permitted, but all copied activity must follow Lucid rules, and copying must never create opposite positions across accounts (cross-account hedging is banned)
Automated trading systems and trade copiers are permitted All automated activity must comply with Lucid Trading rules

support.lucidtrading.com · checked

Allowed with conditions: A trade copier may duplicate your trades across multiple accounts
You can also use a trade copier to duplicate trades across multiple accounts.

help.topstep.com · checked

EAs and bots Allowed with conditions: Automated trading systems permitted; high-frequency trading and microscalping prohibited
Automated trading systems and trade copiers are permitted

support.lucidtrading.com · checked

Allowed with conditions: Automated strategies allowed with conditions; no support or exceptions for malfunctions; scalping algorithms exploiting SIM fills prohibited
Can I use automated trading strategies? Yes, with conditions.

help.topstep.com · checked

News trading Allowed with conditions: Allowed on Flex, Pro and Direct; trading red-folder news on LucidDaily is a hard breach
Trading red folder news on the LucidDaily is a hard breach

support.lucidtrading.com · checked

Allowed with conditions: News trading allowed, but purposely trading full maximum position size into a scheduled major news event is a prohibited strategy
Purposefully trading your full Maximum Position Size directly into a scheduled major news event.

help.topstep.com · checked

Hedging Not allowed: All hedging prohibited, including across your own accounts and between different users
Lucid Trading strictly prohibits all forms of hedging

support.lucidtrading.com · checked

Not allowed: Cross-account hedging prohibited (long and short the same or correlated instrument across accounts)
Cross-account hedging is prohibited at Topstep.

help.topstep.com · checked

Weekend holding Not allowed: Positions must be closed by 4:45 PM EST Monday to Friday (auto-closed); no swing trading on LucidLive
All positions must be closed by 4:45 PM EST, Monday through Friday

support.lucidtrading.com · checked

Not allowed: No overnight or weekend holding; all positions closed by 3:10 PM CT each weekday
Can I swing trade or hold positions overnight? No. All positions must be closed by 3:10 PM CT each weekday.

help.topstep.com · checked

Account, device and IP rules DiffersLimits apply per household or family: up to 10 evaluation accounts and 5 funded accounts
Up to 10 active evaluation accounts per household or family.

support.lucidtrading.com · checked

VPNs, proxies, TOR and other identity-masking services not permitted
Do not use a VPN. VPNs, proxy services, TOR, geo-location obfuscation, and other identity-masking services are not permitted at Topstep.

help.topstep.com · checked

Payout receipts compared

Lucid Trading: 0 receipts forwarded to us, 0 denials. Topstep: 0 receipts forwarded to us, 0 denials.

A tier needs 10 weighted receipts from 5 different senders within 180 days. Until then the verdict is "No verdict yet". How the tiers work

Share of receipts forwarded to us, not of all payouts. People forward denials more often than approvals, so absolute numbers run high; compare firms with each other, not with zero.

Rule changes in the last 90 days

None detected in the last 90 days.

FAQ

Does Lucid Trading or Topstep allow copy trading?

Lucid Trading's own rules say allowed with conditions: Trade copiers permitted, but all copied activity must follow Lucid rules, and copying must never create opposite positions across accounts (cross-account hedging is banned). Topstep's own rules say allowed with conditions: A trade copier may duplicate your trades across multiple accounts.

Does Lucid Trading or Topstep allow EAs and bots?

Lucid Trading's own rules say allowed with conditions: Automated trading systems permitted; high-frequency trading and microscalping prohibited. Topstep's own rules say allowed with conditions: Automated strategies allowed with conditions; no support or exceptions for malfunctions; scalping algorithms exploiting SIM fills prohibited.

Does Lucid Trading or Topstep allow news trading?

Lucid Trading's own rules say allowed with conditions: Allowed on Flex, Pro and Direct; trading red-folder news on LucidDaily is a hard breach. Topstep's own rules say allowed with conditions: News trading allowed, but purposely trading full maximum position size into a scheduled major news event is a prohibited strategy.

Does Lucid Trading or Topstep allow hedging?

Lucid Trading's own rules say not allowed: All hedging prohibited, including across your own accounts and between different users. Topstep's own rules say not allowed: Cross-account hedging prohibited (long and short the same or correlated instrument across accounts).

See also