Payout Court · compare

My Funded Futures vs Topstep

Case file

My Funded Futures

Futures

NRNo verdict yet

  • 0 of 10 weighted receipts
  • 0 of 5 senders
  • 8 of 8 rule facts

Case file

Topstep

Futures

NRNo verdict yet

  • 0 of 10 weighted receipts
  • 0 of 5 senders
  • 8 of 8 rule facts

On 25 Oct 2026, My Funded Futures and Topstep differed on 4 of 8 rules checked for both: Payout frequency (My Funded Futures: Pro plan: a payout request every 14 calendar days from the first trade; Rapid plans: daily payout frequency, first payout eligible 24 hours after the first trade once the buffer is cleared; Builder plans: payout possible in as little as 2 days once the buffer is cleared; most requests approved instantly, Topstep: Express Funded Account: a payout request after every 5 winning days of $150+ net P&L (count restarts after each request); Live Funded Account: daily payout access after 30 winning days); Profit split (My Funded Futures: 80% on Builder and Pro plans; 90% on Rapid sim-funded plans (from January 12, 2026), Topstep: 90/10 (trader keeps 90%)); Copy trading (My Funded Futures: Allowed, Topstep: Allowed with conditions); Account, device and IP rules (My Funded Futures: One membership account per person; limits may be applied by email, household, payment method or device, Topstep: VPNs, proxies, TOR and other identity-masking services not permitted).

Receipts: My Funded Futures 0, Topstep 0.

Last checked

Which fits you

  • If you copy trade: My Funded Futures (allowed), Topstep (allowed with conditions).
  • If you run EAs: My Funded Futures (allowed with conditions), Topstep (allowed with conditions).
  • If you trade the news: My Funded Futures (allowed with conditions), Topstep (allowed with conditions).
  • If you hedge: neither firm's rules allow it.
  • If you hold trades over the weekend: neither firm's rules allow it.

Read each rule before you buy.

The docket · 8 rules, each from the firm's own pages

Side by side

Highlighted rows: the two firms' rules differ.

RuleMy Funded FuturesTopstep
Payout frequency DiffersPro plan: a payout request every 14 calendar days from the first trade; Rapid plans: daily payout frequency, first payout eligible 24 hours after the first trade once the buffer is cleared; Builder plans: payout possible in as little as 2 days once the buffer is cleared; most requests approved instantly
Request a payout every 14 calendar days from your first trade

help.myfundedfutures.com · checked

Express Funded Account: a payout request after every 5 winning days of $150+ net P&L (count restarts after each request); Live Funded Account: daily payout access after 30 winning days
After you request a Payout, your winning day count restarts. You'll need 5 new winning days before you're eligible to request your next Payout.

help.topstep.com · checked

Profit split Differs80% on Builder and Pro plans; 90% on Rapid sim-funded plans (from January 12, 2026)
Builder and Pro Plans: Earn 80% of all profits. Rapid Plans: Earn 90% for Rapid sim funded plans as of January 12th, 2026

help.myfundedfutures.com · checked

90/10 (trader keeps 90%)
90/10 profit split — you keep 90%

help.topstep.com · checked

Copy trading Differs Allowed: Copy trading allowed across all account types (Tradesyncer integration)
MyFunded Futures allows copy trading across all account types.

help.myfundedfutures.com · checked

Allowed with conditions: A trade copier may duplicate your trades across multiple accounts
You can also use a trade copier to duplicate trades across multiple accounts.

help.topstep.com · checked

EAs and bots Allowed with conditions: Automated strategies allowed if they do not exploit simulated fills; high-frequency trading not allowed
Traders may make use of automated trading strategies tailored to their own specific settings so long as these automated tools do not aim to exploit the favorable fills offered in the Simulated Environment.

help.myfundedfutures.com · checked

Allowed with conditions: Automated strategies allowed with conditions; no support or exceptions for malfunctions; scalping algorithms exploiting SIM fills prohibited
Can I use automated trading strategies? Yes, with conditions.

help.topstep.com · checked

News trading Allowed with conditions: Be flat from 2 minutes before to 2 minutes after scheduled T1 news events; news-burst strategies such as straddles are prohibited
All positions must be flattened at least two minutes prior to the scheduled T1 News event.

help.myfundedfutures.com · checked

Allowed with conditions: News trading allowed, but purposely trading full maximum position size into a scheduled major news event is a prohibited strategy
Purposefully trading your full Maximum Position Size directly into a scheduled major news event.

help.topstep.com · checked

Hedging Not allowed: Hedging of any kind prohibited
MyFunded Futures prohibits hedging of any kind.

help.myfundedfutures.com · checked

Not allowed: Cross-account hedging prohibited (long and short the same or correlated instrument across accounts)
Cross-account hedging is prohibited at Topstep.

help.topstep.com · checked

Weekend holding Not allowed: No overnight or weekend holding: open positions are closed automatically at 4:10 PM EST on regular trading days
At MyFundedFutures, any open positions will be automatically closed at 4:10 PM EST on regular (non-holiday) trading days.

help.myfundedfutures.com · checked

Not allowed: No overnight or weekend holding; all positions closed by 3:10 PM CT each weekday
Can I swing trade or hold positions overnight? No. All positions must be closed by 3:10 PM CT each weekday.

help.topstep.com · checked

Account, device and IP rules DiffersOne membership account per person; limits may be applied by email, household, payment method or device
MyFundedFutures reserves the right to apply reasonable limits based on factors such as email address, household, payment method, or device.

help.myfundedfutures.com · checked

VPNs, proxies, TOR and other identity-masking services not permitted
Do not use a VPN. VPNs, proxy services, TOR, geo-location obfuscation, and other identity-masking services are not permitted at Topstep.

help.topstep.com · checked

Payout receipts compared

My Funded Futures: 0 receipts forwarded to us, 0 denials. Topstep: 0 receipts forwarded to us, 0 denials.

A tier needs 10 weighted receipts from 5 different senders within 180 days. Until then the verdict is "No verdict yet". How the tiers work

Share of receipts forwarded to us, not of all payouts. People forward denials more often than approvals, so absolute numbers run high; compare firms with each other, not with zero.

Rule changes in the last 90 days

None detected in the last 90 days.

FAQ

Does My Funded Futures or Topstep allow copy trading?

My Funded Futures' own rules say allowed: Copy trading allowed across all account types (Tradesyncer integration). Topstep's own rules say allowed with conditions: A trade copier may duplicate your trades across multiple accounts.

Does My Funded Futures or Topstep allow EAs and bots?

My Funded Futures' own rules say allowed with conditions: Automated strategies allowed if they do not exploit simulated fills; high-frequency trading not allowed. Topstep's own rules say allowed with conditions: Automated strategies allowed with conditions; no support or exceptions for malfunctions; scalping algorithms exploiting SIM fills prohibited.

Does My Funded Futures or Topstep allow news trading?

My Funded Futures' own rules say allowed with conditions: Be flat from 2 minutes before to 2 minutes after scheduled T1 news events; news-burst strategies such as straddles are prohibited. Topstep's own rules say allowed with conditions: News trading allowed, but purposely trading full maximum position size into a scheduled major news event is a prohibited strategy.

Does My Funded Futures or Topstep allow hedging?

My Funded Futures' own rules say not allowed: Hedging of any kind prohibited. Topstep's own rules say not allowed: Cross-account hedging prohibited (long and short the same or correlated instrument across accounts).

See also