Payout Court · compare

OneUp Trader vs Topstep

Case file

OneUp Trader

Futures

NRNo verdict yet

  • 0 of 10 weighted receipts
  • 0 of 5 senders
  • 6 of 8 rule facts

Case file

Topstep

Futures

NRNo verdict yet

  • 0 of 10 weighted receipts
  • 0 of 5 senders
  • 8 of 8 rule facts

On 31 Oct 2026, OneUp Trader and Topstep differed on 3 of 6 rules checked for both: Payout frequency (OneUp Trader: On request by email once the withdrawal threshold is met; processed the same day, Topstep: Express Funded Account: a payout request after every 5 winning days of $150+ net P&L (count restarts after each request); Live Funded Account: daily payout access after 30 winning days); Profit split (OneUp Trader: 100% of the first $10,000 of profits, 90% after that, Topstep: 90/10 (trader keeps 90%)); Hedging (OneUp Trader: Allowed with conditions, Topstep: Not allowed).

Not checked yet: EAs and bots and Account, device and IP rules for OneUp Trader.

Receipts: OneUp Trader 0, Topstep 0.

Last checked

Which fits you

  • If you copy trade: OneUp Trader (allowed with conditions), Topstep (allowed with conditions).
  • If you run EAs: Topstep (allowed with conditions). Not checked yet for OneUp Trader.
  • If you trade the news: OneUp Trader (allowed with conditions), Topstep (allowed with conditions).
  • If you hedge: OneUp Trader (allowed with conditions), Topstep (not allowed).
  • If you hold trades over the weekend: neither firm's rules allow it.

Read each rule before you buy.

The docket · 8 rules, each from the firm's own pages

Side by side

Highlighted rows: the two firms' rules differ.

RuleOneUp TraderTopstep
Payout frequency DiffersOn request by email once the withdrawal threshold is met; processed the same day
To request a profit withdrawal, all you have to do is send an email to your funding provider with the amount you wish to withdraw. It will be processed on the same day as long as the withdrawal threshold has been met.

help.oneuptrader.com · checked

Express Funded Account: a payout request after every 5 winning days of $150+ net P&L (count restarts after each request); Live Funded Account: daily payout access after 30 winning days
After you request a Payout, your winning day count restarts. You'll need 5 new winning days before you're eligible to request your next Payout.

help.topstep.com · checked

Profit split Differs100% of the first $10,000 of profits, 90% after that
Funded traders keep 100% of their first $10,000 of profits and 90% of the net profits above the withdrawal profit threshold thereafter.

help.oneuptrader.com · checked

90/10 (trader keeps 90%)
90/10 profit split — you keep 90%

help.topstep.com · checked

Copy trading Allowed with conditions: Only across multiple funded accounts in your own name; copying between accounts of different people is banned
Traders are expressly prohibited from engaging in copy-trading activities between funded accounts held under different names or individuals. However, copy-trading is permissible when conducted across multiple funded accounts under the Trader's own name and solely for the purposes of risk management and strategy diversification.

help.oneuptrader.com · checked

Allowed with conditions: A trade copier may duplicate your trades across multiple accounts
You can also use a trade copier to duplicate trades across multiple accounts.

help.topstep.com · checked

EAs and bots Not checked yet. help.oneuptrader.com Allowed with conditions: Automated strategies allowed with conditions; no support or exceptions for malfunctions; scalping algorithms exploiting SIM fills prohibited
Can I use automated trading strategies? Yes, with conditions.

help.topstep.com · checked

News trading Allowed with conditions: Evaluation: no news restrictions. Funded: flat from 1 minute before to 1 minute after the listed major releases
There are no restrictions on trading the news during the evaluation. This is different once you get funded. For major economic releases, Funded Traders must be flat one minute before, during, and after a corresponding major economic release.

help.oneuptrader.com · checked

Allowed with conditions: News trading allowed, but purposely trading full maximum position size into a scheduled major news event is a prohibited strategy
Purposefully trading your full Maximum Position Size directly into a scheduled major news event.

help.topstep.com · checked

Hedging Differs Allowed with conditions: Hedging across multiple funded accounts is banned; single-account hedging not addressed
Hedging positions in any form across multiple funded accounts is strictly prohibited.

help.oneuptrader.com · checked

Not allowed: Cross-account hedging prohibited (long and short the same or correlated instrument across accounts)
Cross-account hedging is prohibited at Topstep.

help.topstep.com · checked

Weekend holding Not allowed: No overnight-into-next-session or weekend holds: all positions must be closed by 3:15 PM CT or the product's market close
All positions MUST be closed by 3:15 PM CT or the market close of that product, whichever comes first.

help.oneuptrader.com · checked

Not allowed: No overnight or weekend holding; all positions closed by 3:10 PM CT each weekday
Can I swing trade or hold positions overnight? No. All positions must be closed by 3:10 PM CT each weekday.

help.topstep.com · checked

Account, device and IP rules Not checked yet. help.oneuptrader.comVPNs, proxies, TOR and other identity-masking services not permitted
Do not use a VPN. VPNs, proxy services, TOR, geo-location obfuscation, and other identity-masking services are not permitted at Topstep.

help.topstep.com · checked

Payout receipts compared

OneUp Trader: 0 receipts forwarded to us, 0 denials. Topstep: 0 receipts forwarded to us, 0 denials.

A tier needs 10 weighted receipts from 5 different senders within 180 days. Until then the verdict is "No verdict yet". How the tiers work

Share of receipts forwarded to us, not of all payouts. People forward denials more often than approvals, so absolute numbers run high; compare firms with each other, not with zero.

Rule changes in the last 90 days

None detected in the last 90 days.

FAQ

Does OneUp Trader or Topstep allow copy trading?

OneUp Trader's own rules say allowed with conditions: Only across multiple funded accounts in your own name; copying between accounts of different people is banned. Topstep's own rules say allowed with conditions: A trade copier may duplicate your trades across multiple accounts.

Does OneUp Trader or Topstep allow EAs and bots?

OneUp Trader: not checked yet. Topstep's own rules say allowed with conditions: Automated strategies allowed with conditions; no support or exceptions for malfunctions; scalping algorithms exploiting SIM fills prohibited.

Does OneUp Trader or Topstep allow news trading?

OneUp Trader's own rules say allowed with conditions: Evaluation: no news restrictions. Funded: flat from 1 minute before to 1 minute after the listed major releases. Topstep's own rules say allowed with conditions: News trading allowed, but purposely trading full maximum position size into a scheduled major news event is a prohibited strategy.

Does OneUp Trader or Topstep allow hedging?

OneUp Trader's own rules say allowed with conditions: Hedging across multiple funded accounts is banned; single-account hedging not addressed. Topstep's own rules say not allowed: Cross-account hedging prohibited (long and short the same or correlated instrument across accounts).

See also